Execution

LoanCraft has successfully processed, underwritten, prepared documents and executed thousands of loans for several national banks. Because of our sophisticated systems and our quality review processes, we have always maintained very high levels of accuracy, and have always scored very high on audits from customers. Execution steps include the following:

We work closely with our clients to determine appropriate policies and procedures, including items necessary for underwriting and file management.

• Verify answers to script. Verify identity.
• Verify income.
• Determine value of home.
• Generate modification and attestation documents.
• Work with customer to arrange timing of closing. Ship documents.
• Perform post-closing QC and forward information to servicer.

Technology

LoanCraft employs an array of technology tools that help us implement uniform, efficent solutions.

• Auto-decisioning technology.
• Click-to-dial combined with contact pipeline management.
• Interactive screens including customized scripting and artificial intelligence to identify best options.
• Rule-based risk assessment tools for underwriting.
• Automated template email systems.
• Alarm-based tracking to ensure proper contact effort.
• Digital document storage.
• Customized management reporting.
• Customized interfaces with all partners (clients, vendords, partners).